
About Us




Established in 2008, Affiliate Mortgage Services (AMS) was the first mortgage lender in the nation to be created by a Habitat for Humanity State Support Organization to originate and service mortgage loans for Habitat Affiliates.
Our mission remains helping Habitat affiliates and other lenders of high-maintenance loans to comply with mortgage lending licensing laws, to service mortgages, and to help each homeowner stay in their home, even in times of financial hardship.
In FY2026, Affiliate Mortgage Services manages over 10,000 loans for over 225 Habitat for Humanity affiliates in 25 states.
Today, AMS is expanding across the United States to help Habitat Affiliates and other lenders of high-maintenance loans to efficiently, effectively and compassionately service their loans.
Reach out to us if we're not currently servicing your state. We can easily expand our service area to assist you!
AMS Service Area



